Savings Account

Earn interest for the future and still have accessibility to your funds by opening a savings account. The interest rate and annual percentage yield are included in the Rate Chart and may change at our discretion. Interest will be compounded semi-annually and will be credited to the account semi-annually. If the account is closed before interest is credited, you will not receive the accrued interest. You must deposit $25.00 to open this account. Transfers from this account to another account or to a third party by preauthorized, automatic, telephone transfer, or draft is limited to six (6) per month. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure. An excessive debit charge of $1.23 will be charged for each debit transaction in excess of nine (9) per statement cycle.

Interest

Interest rate and annual percentage yield are included in Rate Chart. Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Interest will begin to accrue on the business day you deposit non-cash items (for example, checks) into your account.

Monthly Service Charge

No service charge.

Debit Card

Not available with this account.