CD’s & IRA’s

Earn interest for your future with several different savings plans for you to choose from. You’re sure to find the solution that fits your life. Begin saving now and let us help you reach your financial goals with our Certificates of Deposit or Individual Retirement Accounts.

Certificates of Deposit

Fixed terms available from three months to 5 years.  Minimum opening deposit of $1,000.00.  FDIC Insured.  Automatically renewable or Single maturity.  Rates may change at the Bank’s discretion.  Rates are subject to change at any time and are not guaranteed until the certificate is opened.

Individual Retirement Accounts

One term available – 12 month IRA (Traditional, Roth, SEP) Minimum opening deposit of $1,000.00.  FDIC Insured.  Automatic contributions & distributions are available.

*See our rate sheet for current interest rates.  Please note – a penalty may be imposed for early withdrawal.

*FDIC insurance coverage is available for up to $250,000.00 per depositor. For more specific information on insurance coverage on your accounts, please contact Peoples State Bank.